• Full Time
  • Denver


This position serves as a representative of Statebridge Company, LLC, and will specialize in
negotiating loss mitigation workouts that result in the best strategy for both the borrower and the
investor. The Loss Mitigation Specialist provides first-class customer service to the borrower
and client, ensuring that they act in the best interest of all parties.


  • Timely review loss mitigation package in accordance with CFPB rules to
    determine if the homeowner qualifies for a loss mitigation option.
  • Educate customers about all loan modification programs, forbearance plans,
    repayment plans, short sales, and deeds in lieu options as applicable.
  • Underwrite the borrower’s income, through the review of paystubs, tax
    documents, benefit statements, business profit and loss statements, etc.
  • Facilitate loss mitigation workout options such as modifications, short sales and
    deeds in lieu.
  • Decisions files based on delegation of authority when appropriate.
  • Reviews investor waterfalls and presents terms to investor/client/MI companies
    for approval, if required.
  • Monitor status of repayment plans, forbearance plans, and trial period plans.
  • Proactively make outbound and receive inbound calls on accounts to sustain
    pipeline, ensuring options are moving forward.
  • Ability to speak professionally and pass QA compliance telephone audits
  • Update clients on loss mitigation activities and strategies.
  • Other projects and responsibilities may be added at the manager’s discretion.


  • Education: Bachelor’s degree (B.A.) or equivalent; or two to four years related experience
    and/or training; or equivalent combination of education and experience.
  • Training Requirements (licenses, programs, or certificates): None
  • Experience: To perform the job successfully, an individual should demonstrate the following
    • 3 or more years of loss mitigation experience required and/or loan origination
      underwriting experience
    • 2 or more years of telephone customer contact experience required
    • Intermediate math skills required
    • Knowledge of Standard Operating Procedures, CFPB, FCRA and FDCPA
    • GSE experience preferred
    • NMLS Licensing preferred
    • Knowledge of Federal Bankruptcy Laws preferred
  • Other Knowledge, Skills and Abilities: Word, Excel, Financial Calculators

WORK ENVIRONMENT/OTHER INFORMATION (Travel required, physical requirements, on-call schedules, etc.)

  • Fast paced environment with constant phone activity speaking with borrowers
  • Work independently and use creative thinking to negotiate best case scenario
    possible to benefit all parties
  • Strong verbal and written communications skills
  • Strong organizational and critical thinking skills, while being self-motivated and
    understanding sense of urgency. Ability to handle multiple tasks and deadlines with attention to detail.
  • Ability to effectively communicate with coworkers, peers, and all levels of
    management through written and verbal communication. Team player.

In addition to good working conditions and competitive pay, it is Statebridge Company’s policy
to provide a combination of supplemental benefits to all eligible employees. In keeping with this
goal, each benefit program has been carefully devised. These benefits include personal time-off,
insurance, and other plan benefits.

To apply for this job email your details to careers@statebridgecompany.com